Do you know your rights if you are facing mastectomy??

If you have had a mastectomy, or expect to have one, you should be aware of the Women’s Health and Cancer Rights Act of 1998 (WHCRA). This federal law insists that group health plans and individual health policies that provide coverage for mastectomies also provide coverage for breast reconstruction in connection with such mastectomy.  Under WHCRA, group health plans, insurance companies and health maintenance organizations (HMOs) offering mastectomy coverage also must provide coverage for certain services relating to the mastectomy in a manner determined in consultation with your attending physician and you. This required coverage includes all stages of reconstruction of the breast on which the mastectomy was performed, as well as surgery and reconstruction of the other breast to produce a symmetrical appearance.

In addition to the protections afforded by the Federal 1998 WHCRA, most states have laws pertaining to insurance coverage for breast reconstruction surgery.

 

 

 

 

 

 

Ask questions.....get answers. www.naturalbreastreconstruction.com
Specialists in microsurgical free flap breast reconstruction - DIEP flap, GAP flap, SIEA flap, HIP flap - Solely based in Charleston South Carolina